Canadian families can look forward to a big financial boost in February 2025 as the Canada Child Benefit (CCB) is set to provide eligible parents with up to $7,787 per child annually. The Canada Revenue Agency (CRA) administers this tax-free benefit, designed to assist families with the cost of raising children under 18.
If you want to know whether you qualify for this major CCB payment increase, keep reading to learn about the eligibility criteria, payment details, and how to apply.
What Is the Canada Child Benefit (CCB)?
The Canada Child Benefit (CCB) is a monthly tax-free payment that helps families cover the cost of raising children. The amount you receive depends on:
✅ Your family’s net income
✅ The number of children you have
✅ Your child’s age
📌 Maximum 2025 CCB Payment: $7,787 per child (under 6 years old)
📌 Maximum for Children 6-17 Years: $6,570 per child
📌 Payment Date: February 20, 2025
Who Is Eligible for the $7,787 CCB in 2025?
To qualify for the Canada Child Benefit (CCB), you must meet the following requirements:
🔹 Be a Canadian resident for tax purposes
🔹 Be the primary caregiver of a child under 18
🔹 Have filed your income tax return (even if you have no income)
🔹 Meet the income requirements based on your Adjusted Family Net Income (AFNI)
💡 Important: Even if you received the CCB last year, you must file your taxes annually to continue receiving payments.
How Much Will You Receive in February 2025?
Your CCB amount depends on your income level and the number of children you have.
Estimated CCB Payment Breakdown for 2025
| Child’s Age | Maximum Annual Amount (2025) | Monthly Payment (2025) |
|---|---|---|
| Under 6 years old | $7,787 per child | $648.91 per month |
| 6 to 17 years old | $6,570 per child | $547.50 per month |
📢 Example: If you have two children under 6 years old, you could receive $1,297.82 in February 2025.
💰 Higher Payments for Low-Income Families: If your annual family income is below $34,863, you will receive the full CCB amount. If your income is higher, your payment may be gradually reduced.
How to Apply for the Canada Child Benefit (CCB)?
If you are eligible, follow these steps to apply for the CCB:
1. Apply Online Through CRA My Account
✔ Log in to CRA My Account (www.canada.ca)
✔ Select “Apply for child benefits”
✔ Provide child’s birth certificate and parental information
2. Apply via Birth Registration
✔ When registering your child’s birth, select the “Automated Benefits Application” option
3. Apply by Mail
✔ Complete Form RC66 – Canada Child Benefits Application
✔ Send it to your local tax center
📢 Processing Time: Most applications are processed within 8 weeks.
February 2025 Payment Date
The Canada Child Benefit (CCB) payments are made on the 20th of each month. For February 2025, expect payments to arrive on:
📅 CCB Payment Date: February 20, 2025
💳 Payments are made via direct deposit or mailed cheque. Ensure your banking information is updated with CRA My Account to avoid delays.
Conclusion
The Canada Child Benefit (CCB) provides crucial financial support to families, with eligible recipients receiving up to $7,787 per child in 2025. If you qualify, make sure your taxes are filed, and your information is updated to receive your February 2025 payment on time.
Want to maximize your benefit? Consider checking eligibility for additional provincial child benefits that may supplement your CCB payments!
FAQs
1. How do I check my CCB payment status?
You can check your payment details through CRA My Account at www.canada.ca or by calling 1-800-387-1193.
2. What if I miss the CCB payment in February 2025?
If you don’t receive your payment by February 25, 2025, contact CRA for assistance.
3. Can I receive CCB if I just moved to Canada?
Yes! New residents can apply but must submit Form RC66SCH (Status in Canada and Income Information).
4. Does my income affect how much I receive?
Yes, families with higher incomes may receive reduced benefits based on their Adjusted Family Net Income (AFNI).
5. Can both parents apply for CCB?
No, only the primary caregiver (usually the mother) should apply for the benefit.